How Much Does a Home Cost in Delray Beach, FL?

Q1 2026 breakdown by ZIP code, property type, and neighborhood — from entry-level condos under $100K to oceanfront estates above $15M.

$927,819Avg listing price Q1 2026
$80K–$47.5MFull market range
5 ZIPs33444 · 33445 · 33446 · 33483 · 33484
+8.34%Year-over-year growth

“At $927,819 average listing price, Delray Beach is not cheap — but it delivers a lifestyle that commands that premium.”

Price by ZIP Code

33483 — East Delray, Highest Prices

ZIP 33483 covers the eastern portion of Delray including the Atlantic Avenue corridor, Pineapple Grove, and the oceanfront. Single-family homes range from $800,000 for a modest non-waterfront CBS home to $15M+ for oceanfront or intracoastal estates. Condos range from $200,000 for older non-waterfront units to $3M+ for new luxury high-rises on the beach.

33444 — Central Delray, Wide Range

ZIP 33444 spans the central corridor including Lake Ida and the historic district. Single-family homes range from approximately $600,000 for an entry-level updated home to $3M+ for Lake Ida waterfront properties with direct boating access.

33445 — West Central, Mid-Market

ZIP 33445 includes established neighborhoods west of I-95 and some gated communities. Single-family homes generally range from $350,000 to $900,000. Townhomes and villas from $250,000 to $550,000.

33446 & 33484 — Far West, Value Tier and 55+

These ZIPs cover far western communities including Kings Point (55+), Valencia series (55+), and newer master-planned developments. Entry-level condos in Kings Point begin under $100,000. Single-family homes in newer gated communities range from $500,000 to $2.5M.

Price by Property Type

  • Condos: $80,000 (entry 55+) to $4M+ (oceanfront luxury). Average condo listing approximately $350,000–$550,000.
  • Townhomes and Villas: $280,000 to $900,000. Strong mid-market option with private entry and outdoor space.
  • Single-Family Homes: $350,000 (older west Delray) to $15M+. Median single-family approximately $750,000–$900,000.
  • Waterfront Homes: Canal homes from $800,000. ICW-front with dock: $1.5M+. Direct oceanfront: $4M–$15M+.

Price by Neighborhood

  • Pineapple Grove / Downtown East: Single-family $900K–$3M. Condos $250K–$1.5M.
  • Lake Ida: Single-family $700K–$3M. CBS construction with pools and large lots.
  • Tropic Isle: Waterfront homes $1.5M–$8M. Deepwater boating community.
  • Seagate: Ocean and ICW proximity homes $2M–$12M+.
  • Seven Bridges: GL Homes master-planned, $700K–$2.5M, newer construction, full amenities.
  • Addison Reserve: Country club gated, $1M–$4M, golf required, significant monthly dues.
  • Kings Point: 55+, condos $80K–$350K, strong social community.

Additional Costs to Budget

  • Property taxes: Palm Beach County rate approximately 1.0–1.3% of assessed value
  • Homeowner’s insurance: $4,000–$12,000/year
  • Flood insurance (required in Zone AE): $2,000–$8,000/year
  • HOA fees: $0 to $1,500+/month depending on community
  • Florida closing costs: typically 2–4% of purchase price
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Frequently Asked Questions

The average listing price in Q1 2026 is $927,819 — up 8.34% from Q1 2025. The median sale price is typically in the $550,000–$750,000 range depending on property type. The high average is pulled upward by luxury and waterfront sales.
Yes, but options are limited. At under $500K, you are looking at condos in 55+ communities (Kings Point, Huntington Lakes), older townhomes in west Delray communities, or eastern condos with higher HOA fees or special assessment risk.
Canal-front homes with dock access start around $800,000–$1.2M. ICW-front homes begin around $1.5M. Oceanfront properties typically start at $4M and can exceed $15M for estates.
Palm Beach County’s effective rate is approximately 1.0–1.3% of assessed value. Florida’s homestead exemption reduces assessed value by $50,000 for primary residents who file by March 1.
Yes — primarily in established neighborhoods east of I-95 in ZIPs 33483 and 33444. Many original CBS neighborhoods built in the 1950s–1980s have no HOA, offering more owner freedom.
No — Delray Beach averages 10–15% below Boca Raton for comparable property types and condition. The price gap has narrowed in recent years as Delray’s downtown scene elevated its lifestyle premium.

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